Having more starts with saving more Summer is expensive. You need to go on vacation. You need to hang with friends, live large day-to-day, and regularly binge eat ice cream. And let's get real: you're probably going to buy at least one inflatable pool toy. But do those things while watching your wallet to make sure you don't spend more than you earn this summer. Here's how: Save more Saving cash doesn't happen accidentally. Designate a large portion of each paycheck and never touch it. Send it straight to the bank. Vacation cheaply Summer is a good time to hit the beach. And go to dinner. And rent a cabin. And rent a boat. But if you indulge like that, you may discover you have less money at the end of summer than you did at the beginning. Avoid it by vacationing in groups, splitting costs, or having fun closer to home. Work for tips Why bind yourself to a low hourly wage when you could turn on the charm and rake in tips? Think summer specific employment: restaurants with decks or patios, gourmet ice cream shops, and bartending are all good ways to make a little more. Freelance Think of ways to earn more even if you've already got a day job. Mow lawns on the weekend. Tutor younger students that are in summer school. And apply for more scholarships. Sign up for SmarterBank™ If you haven't already heard, it's an online bank that pays down your student loans with the help of our free, unique SmarterBucks™ rewards program. Together they help you save more cash and get out of debt faster. Student loans aren't discharged in bankruptcy. It's an important lesson you should learn early since you're stuck with your student loans for life. That means compare your loan options more, borrow less, and look for alternative sources of college funding. | PayBackSmarter helps you pay back more effectively Gauge how long it'll take you to get out of debt, how much it'll cost you, and how to do it faster. | |
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